Medicare Basics
Learn about Parts A, B, C, and D, enrollment windows, and how to avoid late enrollment penalties.
LEARN MORE MEDICARE COVERAGE
Understanding your Medicare options
Choosing the right Medicare plan can feel overwhelming. As a licensed Medicare specialist, I help Illinois residents compare plans, understand their benefits, and make confident coverage decisions — at no cost to you.
Schedule a free consultation FREQUENTLY ASKED QUESTIONS
When can I enroll in Medicare?
Your Initial Enrollment Period begins 3 months before you turn 65 and ends 3 months after. Missing this window may result in late enrollment penalties on your Part B and Part D premiums.
Is there a cost to work with you?
No. As a licensed Medicare agent, I’m compensated by the insurance carriers — not by you. My goal is to help you find the right plan, not the most expensive one.
Can I change my plan after I enroll?
Yes. During the Annual Enrollment Period (Oct 15 – Dec 7) you can switch Medicare Advantage or Part D plans. Special Enrollment Periods may also apply based on life events.
What’s the difference between Medicare Advantage and Medigap?
Medicare Advantage replaces Original Medicare with a private plan, often at low or $0 premium. Medigap supplements Original Medicare and gives you more flexibility with providers — typically at a higher monthly premium.
GET IN TOUCH
Ready to talk? Let's find the right plan for you.
Whether you’re turning 65, losing employer coverage, or just want a second opinion on your current plan — reach out and I’ll get back to you within one business day.
- Your info is private
- Response within 1 business day
- No cost to you